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Stephania Ruiz

stephania.realestate@gmail.com +1(850) 517-6428

$ 1,525,000

Est. payment | -/mo

4 Beds

3 Baths

2,464 SqFt

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$ 1,525,000

Est. payment | -/mo

Save

4 Beds

3 Baths

2,464 SqFt

Key Details

Property Type Condo

Sub Type Condominium

Listing Status Active

Purchase Type For Sale

Square Footage 2,464 sqft

Price per Sqft $618

Subdivision Bel Air Beach Condo

MLS Listing ID 1014835

Bedrooms 4

Full Baths 3

HOA Fees $5,000/qua

HOA Y/N Yes

Year Built 2001

Annual Tax Amount $13,398

Tax Year 2025

Property Sub-Type Condominium

Source Emerald Coast Association of REALTORS®

Land Area 2464

Property Description

Experience Gulf-front, first floor living at 8515 Surf Drive, Unit 3, a beautifully renovated four-bedroom, three-bath condominium in an intimate, six-unit, low-rise community in Panama City Beach. Located on the first residential level, this spacious retreat features a private, key-coded elevator opening into your own foyer. High ceilings, custom crown molding, luxury vinyl plank flooring and an open layout create an inviting setting framed by spectacular Gulf views. The living area features a gas fireplace, Lutron lighting and remote-controlled blinds, while the generous dining space offers room for gathering and entertaining. The updated kitchen includes upgraded cabinetry, granite countertops, stainless steel appliances, a smooth-top stove and a breakfast bar. Expansive sliding glass doors connect the living area to an impressive covered deck that wraps around the entire Gulf-facing exterior of the condominium. Spanning 56 feet in length, this outdoor living space offers ample room for dining, lounging and entertaining against a stunning coastal backdrop. Thoughtfully designed with Balconista furniture, special ambient lighting, an outdoor television, ceiling fans and privacy screens, the deck is equally inviting during the day and after sunset. A retractable garden hose adds convenience. Enjoy morning coffee overlooking the water and evenings with the sound of the waves and brilliant coastal sunsets. The primary suite offers direct deck access, Gulf views and east-facing windows that welcome the morning light. Its bath features dual vanities, a jetted tub with Gulf views and a custom-organized closet. A second Gulf-front bedroom shares a bathroom with the third bedroom, while the fourth bedroom includes a private bath. All three bathrooms have been renovated with updated tile, shower surrounds, toilets and heated towel rods. Additional conveniences include custom closets, a built-in safe in the laundry room and a covered front balcony. Improvements include hurricane-rated windows and doors, Hardie plank siding, a metal roof, an updated carport ceiling and HVAC. Two Gulf-front pools provide separate areas for owners and rental guests, and a gated beach walkover offers direct access to the sand. Two covered parking spaces beneath the building, plus an additional driveway space. Owner-occupied for the past five years, this thoughtfully upgraded condominium offers an exceptional setting for a primary residence, beach retreat or vacation rental. Furnishings are negotiable.

Additional features listed: smart-home controls; fiber-optic internet; instant hot water; ice maker and plumbing for an ice maker; carbon monoxide detector; security fence and security lights; dedicated beach and nearby beach access; covenants and restrictions; within 1/2 mile to water; county and paved road access; residential multifamily zoning; assigned parking, additional driveway parking, gravel and paved parking surfaces; outbuilding; fenced gunite/concrete pool heated by gas; unobstructed Gulf views; garbage service.

Location

State FL

County Bay

Community Beach, Elevators, Picnic Area, Pool, Separate Storage, Waterfront

Area 27 - Bay County

Direction Heading East on Thomas Drive turn right on Bonita. Turn left on Surf and it is the blue building on right, 1st floor and best floor.

Rooms

Primary Bedroom Level Main

Master Bedroom true

Dining Room true

Kitchen true

Interior

Interior Features Breakfast Bar, Ceiling Crwn Molding, Elevator, Washer/Dryer Hookup

Heating Central

Cooling Ceiling Fans, Central Air

Flooring Floor Tile, Floor Vinyl

Fireplaces Type Fireplace Gas, Fireplace

Fireplace Yes

Window Features Window Treatmnt Some,Double Pane Windows

Appliance Cooktop, Disposal, Dryer, Freezer, Microwave, Oven Double, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Gas, Water Heater - Tnkls

Exterior

Exterior Feature Balcony, Shower, In-Ground Pool, Heated Pool, Covered Deck, Porch, Fenced Lot (Partial), Exterior Fireplace, Outdoor Shower, Balcony, Renovated

Parking Features Carport Attached, Covered

Carport Spaces 2

Fence Fenced Lot-Part

Pool Pool - Heated, Pool - In-Ground, Pool Type

Community Features Beach, Elevators, Picnic Area, Pool, Separate Storage, Waterfront

Utilities Available Electric, Gas - Natural, Phone, Public Water, TV Cable

Waterfront Description Unit Waterfront,Gulf,Shore - Beach

View Gulf

Roof Type Metal

Porch Deck Covered, Porch

Garage No

Building

Faces Heading East on Thomas Drive turn right on Bonita. Turn left on Surf and it is the blue building on right, 1st floor and best floor.

Foundation Foundation On Piling

Sewer Public Sewer

New Construction No

Schools

Elementary Schools Breakfast Point

Middle Schools Breakfast Point

High Schools Arnold

Others

Pets Allowed No

HOA Fee Include Accounting, Ground Keeping, Insurance, Management, Master Association

Tax ID 30416-003-000

Security Features Fire Alarm/Sprinkler

Listed by Beth L Mulvey Beach House Sales and Development

Nearby Locations

Stephania Ruiz

REALTOR® License ID: SL3578083

+1(850) 517-6428

8515 Surf DR #UNIT 3 Panama City Beach, FL 32408

Stephania Ruiz

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

Nearby Locations

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8515 Surf DR #UNIT 3